I have long said that you should write down everything that you spend for at least two weeks, so that you know where your money is going. The articles are coming early this year as people are tightening their belts and spending less.
Most people can eliminate credit card debt in less the nhalf the normal time and save thousands of dollars from going to interest payments in the process. Debt stacking or debt snowball is a method of paying down debt with the money that is already going to these payments. Of course any thing extra will speed the process of debt freedom, however you need to keep in mind that some money should go into an emergency fund so that in case of an emergency it will lesson the potential financial set back.
Okay as always I must remind you to vist the Rapid Debt Reducer website and follow the financial plan to financial freedom. Invest in yourself this year and enjoy life.
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